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  • 2008 Summer: Volume 6, Issue 1
  • Personal Financial Planning: When Should You Start?

    • Jason Lin ;
    • Devin Dorosh

    Use this link to view the PDF file: Personal Financial Planning: When Should You Start?

    Title:

    Personal Financial Planning: When Should You Start?

    Author(s):

    Jason Lin, Devin Dorosh

    Publication Date:

    2008

    Journal Title:

    The Journal of Finance Issues

    Volume Number:

    6

    Issue Number:

    1

    Abstract:

    This study was conducted to determine if age plays a factor in the level of a person's personal financial awareness and practices. An online survey of Truman State University students and Faculty was conducted and the data was analyzed using crosstabs in SPSS software. In general, the results showed that older people are more aware of their personal finances and have begun saving for retirement. However, contrary to other studies, older people have more credit cards and credit card debt that younger people based on the data. Finally, the data showed that people who feel that they are aware of their personal finances, generally are aware and demonstrate their awareness through their actions.

    First Page:

    109

    Last Page:

    119

    Total Pages:

    10