Use this link to view the PDF file: Pretesting For Financial Literacy by Gender and Income
Pretesting For Financial Literacy by Gender and Income
Walt A. Nelson
The Journal of Finance Issues
Students in this sample were preparing to take either a personal finance class or different business class. Characteristics of students in the sample appear to approximate most other students in Missouri public schools. Results indicate no statistically significant difference between genders for the overall measure of financial literacy. However, higher socioeconomic status, defined in this paper as not receiving free or reduced lunch, appears to be directly related to financial literacy.